Check Reconciliation/Positive Pay
Checks continue to be the payment method most often exposed to fraudulent activity. If your company writes checks or maintains checking accounts, we offer Check Reconciliation/Positive Pay service to ensure all your checking account accounts have the fraud prevention and detection service for your company.
- Positive Pay systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that do not match.
- Payee validation identifies checks presented, list payee imported on issue file, and customer may determine to pay or return check items on the day presented.
- Payment Authorization enables customer to review and return any items with discrepancies.
How Positive Pay Works
- Set up your business account holders using the Check Positive Pay platform and enroll accounts for check positive pay services
- Businesses enter their data and Magyar transmits this information
- Issuance and creation information is compared to create exceptions
- Exceptions trigger alerts to business to make a pay/no pay decision. Images can be presented to businesses on demand.
Business Mobile App
Get your banking done with the Magyar Bank Business Mobile App. You can do all the same transactions you do with Business Online, right on your phone.
- Check account balances
- Pay bills
- Deposit Checks
- Access your account 24/7
- Wire
Online Banking Security Enhancement
Magyar Bank is committed to protecting your account information. We are pleased to announce a new security feature to our Online Banking service and our Mobile App. Effective November 11, 2024, when logging into online banking you will receive a message (text or voice) on your phone with a 6-digit code. You will be asked to enter this code to complete the login process on your device. This feature takes the place of answering security questions when logging into Online Banking on a device that is not recognized. Once your device is recognized, you will no longer be asked to enter the 6 digit code, unless you try to login on a new device.
This extra layer of security will help guard your account information, and will also be available in the mobile app. If you have any questions, call our Customer Service Representatives at 732-342-7600, ext. 184 during regular business (9:00 a.m. - 5:00 p.m.) or 1-844-781-1962 after regular business hours.
*Magyar Bank will never contact you and ask you to provide your online banking credentials, passcode or token ID. If someone asks for this information, do not continue the conversation and contact us directly for assistance at 732-342-7600 or call your local branch.
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